Inside Mural Pay’s Mission to Redefine Global Payments and Financial Inclusion
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Mural Pay’s founder, Sinclair Toffa, joins Disruptors for GOOD to share how stablecoins and programmable payments can rewire cross-border money movement for businesses, creators, and marketplaces.
From early inspiration in West Africa to on-the-ground deployments with global platforms, Sinclair explains why faster settlement, lower fees, and end-to-end transparency are changing what is possible for millions of people who work and sell across borders.
Episode highlights:
- Why high-speed, programmable rails make payouts and treasury simpler for platforms and marketplaces
- How creators and contractors receive earnings instantly, with fewer failures and lower fees
- The role of clear policy in unlocking bank participation and enterprise adoption
- How forward-deployed engineering compresses time to value for complex launches
- A vision for accounts that are global by default, portable, and compliant
Practical use cases to spark ideas:
- Creator and freelancer platforms paying out at scale in Africa and Latin America
- Artisan marketplaces issuing dedicated accounts for each seller and releasing escrow instantly on delivery
- SaaS platforms embedding cross-border collections and payouts without rebuilding core banking
- Royalty distributors consolidating multi-platform streams and paying artists same week
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